Unlocking Luxury: How Fractional Investments and Financing Solutions add valuable innovation to the Luxury Market

The luxury watch and collectibles market has long been seen as the domain of high-net-worth individuals and serious collectors. However, the rise of fractional investment platforms like Splint Invest is making these high-value assets more accessible to everyday investors. This evolution aligns well with Yourasset AG’s financing solutions for luxury watches, offering more ways for customers to participate in the mid- to long-term value growth of these sought-after assets.

What is Fractional Investment in Luxury Assets?

Fractional investment allows individuals to purchase shares in high-value assets rather than buying them outright. This lowers the entry barrier for investors who want exposure to luxury watches, rare whiskies, fine art, and other collectibles but may not have the capital to own them outright. Platforms like Splint Invest facilitate this process by sourcing, authenticating, and managing these assets, making it a seamless experience for investors.

Why Luxury Watches and Collectibles?

Luxury watches, especially from brands like Rolex, Patek Philippe, and Audemars Piguet, have consistently demonstrated strong value appreciation over time. The Knight Frank Luxury Investment Index has shown that watches have outperformed traditional stock markets, with average returns of over 10% per annum in the past decade.

Additionally, fine watches and collectibles act as a hedge against inflation and economic downturns, making them a compelling asset class. While retail investors previously faced barriers such as high costs, authentication risks, and storage challenges, platforms like Splint Invest have removed these hurdles through regulated fractional ownership models.

How Splint Invest and Timeless Investments Work

Splint Invest enables users to invest in fractional shares of luxury assets with a minimum investment of €50. The platform manages the entire lifecycle of the investment, including sourcing, authentication, insurance, and liquidation. Investors can browse available assets, choose their preferred shares, and track their performance over time. In some cases, investors may also benefit from dividends or resale profits when the asset appreciates and is sold.

Similarly, Timeless Investments operates in the alternative investment space, allowing users to diversify their portfolios with luxury assets in a structured and secure manner. By offering multiple entry points into the high-end collectibles market, both Splint Invest and Timeless Investments open doors for investors to participate in the long-term value growth of rare and prestigious items.

How Yourasset AG Complements the Model

While fractional investment opens doors for new investors, Yourasset AG provides financing solutions for those looking to own a watch outright. This creates a complementary ecosystem, where investors have multiple options depending on their goals:

• Buy a watch outright with financing solutions from Yourasset AG, allowing them to enjoy both ownership and potential appreciation.

• Invest fractionally via Splint Invest or Timeless Investments, diversifying their portfolio with exposure to multiple luxury assets.

• Combine both approaches, using financing to own a watch while also investing fractionally in other high-value collectibles.

The Future of Luxury Investments

With over 30,000 registered investors and €30 million under management (and growing), Splint Invest is proving that fractional investment is a growing trend in the luxury space. At the same time, the ability to finance a luxury watch through Yourasset AG ensures that customers can participate in this market on their own terms.

By integrating these two approaches, investors can take full advantage of the long-term value potential of luxury watches and collectibles while choosing the model that best suits their financial situation and investment strategy.

Interested in exploring investment opportunities in luxury watches? Check out Splint Invest’s offerings or explore Yourasset AG’s financing solutions to find the best approach for you.

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